Financial Planning: Balancing Post-Secondary Education and Retirement Savings

Financial Planning: Balancing Post-Secondary Education and Retirement Savings

It can be difficult to get a proper investment plan in place to help you save for some of your financial goals like your child’s post-secondary education or your retirement funds. But with some careful planning and a well-designed strategy, you can get your savings right on track. Let us show you how you can […]

Bridging the Retirement Income Gap with an Annuity

Bridging the Retirement Income Gap with an Annuity

As the reality sets in that you’re edging closer towards retirement, finances can become a concern. How will you guarantee consistent retirement income and be able to maintain your established living standards? When in doubt, consider an annuity as a means of avoiding outliving your money and bridging the retirement income gap. “Mortality Credits” and […]

Understanding Pension Splitting

Understanding Pension Splitting

Since its inception in 2007, pension splitting has enabled taxpayers in a common-law relationship or marriage to split eligible pension income with a spouse, provided they meet all requirements. A useful way of saving on taxes and mitigating credit erosion, pension splitting allows for couples to work together to create a more sound and secure […]

*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.