Financial Planning: Balancing Post-Secondary Education and Retirement Savings

Financial Planning: Balancing Post-Secondary Education and Retirement Savings

It can be difficult to get a proper investment plan in place to help you save for some of your financial goals like your child’s post-secondary education or your retirement funds. But with some careful planning and a well-designed strategy, you can get your savings right on track. Let us show you how you can […]

Bridging the Retirement Income Gap with an Annuity

Bridging the Retirement Income Gap with an Annuity

As the reality sets in that you’re edging closer towards retirement, finances can become a concern. How will you guarantee consistent retirement income and be able to maintain your established living standards? When in doubt, consider an annuity as a means of avoiding outliving your money and bridging the retirement income gap. “Mortality Credits” and […]

Understanding Pension Splitting

Understanding Pension Splitting

Since its inception in 2007, pension splitting has enabled taxpayers in a common-law relationship or marriage to split eligible pension income with a spouse, provided they meet all requirements. A useful way of saving on taxes and mitigating credit erosion, pension splitting allows for couples to work together to create a more sound and secure […]

Adjusting to Retirement

Adjusting to Retirement

Preparing for your retirement takes years of planning and wise investing. It seems as if retirement has been the resounding theme of your financial planning life and when the time comes to put your plan into motion, there can be mixed feelings about it. Not everyone is counting down the days until they retire. Some […]

*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.