Some couples decide not to have children and some people never marry. So, in these cases, what happens with your assets after you pass and how can you ensure it all ends up in the right hands? Here’s how to plan your estate so that your money goes where you want it to. Get a […]
Starting an RESP is a great way to help save for your child’s tuition and prevent them from starting their careers with debt. It allows you to put away $50,000 tax-free for each child, with the Canadian government matching 20% of your annual contributions. You can also receive another $500 per year up to a […]
Are you looking to create an investment portfolio that offers substantial returns and low risk? Follow these tips for safe investment strategies that our financial planners use to get clients maximum returns on their investments. Compound Earnings If you want your money to grow significantly, you need to set it up to compound returns. How […]
Do you have the proper strategies in place to safeguard your legacy? If you’re unsure about your goals and whether they’re on track for you to retire wealthy, here are 5 things you need to get set up today. Estate Planning If you think having a will is enough to protect your legacy, think again. […]
Your investments are heavily influenced by a number of external factors, ranging from interest rates to commodity prices. Before you invest, it’s essential to understand how these factors affect your returns. Read on to learn more about the most important outside factors that can help you determine your investment spend. Interest Rates When the […]
It’s not easy getting your teen interested in the idea of investing in their future. Most teens have a shorter attention span and are rarely focused on long-term goals — they’re thinking about the present. This can make it somewhat difficult to explain the benefits of saving, especially if most of the financial terms go […]
Protecting your wealth is arguably more important than growing it. Even if you make smart investment decisions, pay yourself first, and put some money away for your retirement, there are still a number of common investing mistakes that could drain your finances dry. Don’t waste your hard-earned money on poor financial decisions — be prepared […]
Every investment has risks. If you put your money into individual securities, your risk lies solely with that company and how they perform in the market. When you purchase a mutual fund, your money is spread across a number of individual securities, and the performance will be the result of the whole. To give you […]
Are you losing money on investments because of sudden decisions you make? If you’re an impulsive investor, a mistake in timing can destroy your nest egg. That’s why it’s crucial to leave emotions out of your investment process. To help master your feelings when it comes to your assets, here are some tips to remember. […]
When you want to make your money grow you first need to learn how to invest properly. The fact is that thousands of Canadians lose money on investments each year by not taking the time to understand their investment strategy. Having a solid investment plan in play, you need to take the right steps and […]
*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.