Aging in Place vs. Assisted Living

Aging in Place vs. Assisted Living

If you’re a retiree entering your “golden years”, it’s important to start thinking about what type of lifestyle you desire as you continue to age, and how to plan for it accordingly. Specifically, this should include whether you want to stay put and age in place in the comfort of your own home or have […]

The New Retirement Age

The New Retirement Age

Sure, you’ve heard forty is the new thirty, but have you heard seventy is the new sixty-five? Not for the same reasons of course – but Canadian lifestyles are shifting nonetheless. With life expectancy on the rise, people are finding it difficult to have enough money to live off well into their eighties and even […]

Bridging the Retirement Income Gap with an Annuity

Bridging the Retirement Income Gap with an Annuity

As the reality sets in that you’re edging closer towards retirement, finances can become a concern. How will you guarantee consistent retirement income and be able to maintain your established living standards? When in doubt, consider an annuity as a means of avoiding outliving your money and bridging the retirement income gap. “Mortality Credits” and […]

Adjusting to Retirement

Adjusting to Retirement

Preparing for your retirement takes years of planning and wise investing. It seems as if retirement has been the resounding theme of your financial planning life and when the time comes to put your plan into motion, there can be mixed feelings about it. Not everyone is counting down the days until they retire. Some […]

*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.