Your investments are heavily influenced by a number of external factors, ranging from interest rates to commodity prices. Before you invest, it’s essential to understand how these factors affect your returns. Read on to learn more about the most important outside factors that can help you determine your investment spend. Interest Rates When the […]
Many small business owners mainly focus on setting up the operating procedures, company policies, accounting systems, and hiring processes when structuring their business. However, there are processes often forgotten that are crucial to a company’s overall growth and security. If you want to improve the structure of your business, don’t forget to do these three […]
The success of any business can often be measured by the commitment and morale of its employees. When your team isn’t happy, productive, or inspired to work hard, your business will naturally suffer. How can you create motivated and hard-working employees? Here are a few ways to get them inspired. Show Them You Trust Them […]
Considering setting up a family trust to protect your assets? It may be one of the wisest decisions you ever make. A trust can give you the power to deal with future financial risks and give you full control of your assets. Additionally, a family trust can also be used to take advantage of income […]
If secondhand stress originating in your family is something you’ve been dealing with, it could be causing damage to your health and wellbeing without you even knowing it. Whether you’re getting caught in the middle of family feuds or you are left extinguishing fires, those negative vibes can latch on and get absorbed by your […]
There will come a time when your kids ask you how babies are made, why the sky is blue, and why they have to come home by curfew. One thing your kids probably won’t ask is about taxes — or at least not until it’s too late. It’s important to teach your kids about taxes […]
It’s not easy getting your teen interested in the idea of investing in their future. Most teens have a shorter attention span and are rarely focused on long-term goals — they’re thinking about the present. This can make it somewhat difficult to explain the benefits of saving, especially if most of the financial terms go […]
‘Tis the season to indulge in too much sugar, spend time with family, and help those in need. With Christmas just around the corner, there’s so much happening in and around the city to help you embrace the magic of the season. This year, get out and make the most of the holiday season in […]
Feeling useful and having a purpose in our lives is vital for our happiness. Since building a career takes a great deal of time and effort during the course of our life, our work becomes a defining part of our identity. Many of us genuinely love our jobs, and it’s hard to give them up […]
Having a robust and healthy work culture is imperative when running a small business, no matter what industry you’re in. Regular interactions in your workplace (whether between your employees and management, between just your employees or within the management team) all significantly influence your business operations for better or for worse. The atmosphere inside a […]
*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.