Are you missing out on significant tax-refunds? According to Turbo Tax, only seven percent of Canadians take advantage of child-care-related tax credits. In fact, some people are missing out on up to $8,000 per year in rebates. To put more money back in your pocket and save thousands every year, here are five tax-refunds that […]
Many people confuse a living will with a last will and testament. What’s the difference and do you need both? Here we’ll dive into the differences between a living will and last will & testament, and help you determine your options to keep you informed. Living Will A living will is a legal document that […]
Skipping breakfast, working through lunch, grabbing takeout for dinner, or doing all of the above are common habits for those who are constantly juggling a busy schedule. The truth is, these type of habits really aren’t doing yourself any favours. Your body and mind need the right nutrients and fuel to perform at their best. […]
Numerous studies have shown that employee health and wellness impacts small businesses drastically. In fact, there’s a direct correlation between unhealthy eating, smoking, drinking, and lack of exercise with loss of productivity, absenteeism, and higher health care costs for businesses. Fortunately, you can improve the success of your company by putting a wellness program in […]
Why suffer through the winter blues when you don’t have to? We’ve got the ideal list for when you’re ready to escape the cold and soak up some sun, sand, and adventure. View our top five destinations for a spontaneous vacation below! Cuba With soft, sandy beaches and the infectious Cuban spirit of Havana to […]
A codicil is a document that’s used to update a will. It’s generally used when a person has already created an existing will but wishes to make small changes to reflect financial circumstances or lifestyle changes that could impact the estate. This document lets them make alterations without having to create an entirely new will. […]
Your investments are heavily influenced by a number of external factors, ranging from interest rates to commodity prices. Before you invest, it’s essential to understand how these factors affect your returns. Read on to learn more about the most important outside factors that can help you determine your investment spend. Interest Rates When the […]
Many small business owners mainly focus on setting up the operating procedures, company policies, accounting systems, and hiring processes when structuring their business. However, there are processes often forgotten that are crucial to a company’s overall growth and security. If you want to improve the structure of your business, don’t forget to do these three […]
The success of any business can often be measured by the commitment and morale of its employees. When your team isn’t happy, productive, or inspired to work hard, your business will naturally suffer. How can you create motivated and hard-working employees? Here are a few ways to get them inspired. Show Them You Trust Them […]
Considering setting up a family trust to protect your assets? It may be one of the wisest decisions you ever make. A trust can give you the power to deal with future financial risks and give you full control of your assets. Additionally, a family trust can also be used to take advantage of income […]
*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.