7 Situations Where You Would Use a Codicil

7 Situations Where You Would Use a Codicil

A codicil is a document that’s used to update a will. It’s generally used when a person has already created an existing will but wishes to make small changes to reflect financial circumstances or lifestyle changes that could impact the estate. This document lets them make alterations without having to create an entirely new will. […]

5 Outside Factors that Can Help You Determine Your Investment Spend

5 Outside Factors that Can Help You Determine Your Investment Spend

Your investments are heavily influenced by a number of external factors, ranging from interest rates to commodity prices.  Before you invest, it’s essential to understand how these factors affect your returns. Read on to learn more about the most important outside factors that can help you determine your investment spend.    Interest Rates When the […]

3 Ways to Improve the Structure of Your Business

3 Ways to Improve the Structure of Your Business

Many small business owners mainly focus on setting up the operating procedures, company policies, accounting systems, and hiring processes when structuring their business. However, there are processes often forgotten that are crucial to a company’s overall growth and security. If you want to improve the structure of your business, don’t forget to do these three […]

Creating Motivated and Hard-Working Employees Isn’t Hard

Creating Motivated and Hard-Working Employees Isn’t Hard

The success of any business can often be measured by the commitment and morale of its employees. When your team isn’t happy, productive, or inspired to work hard, your business will naturally suffer. How can you create motivated and hard-working employees? Here are a few ways to get them inspired. Show Them You Trust Them […]

5 Ways to Manage Secondhand Stress in the Family

5 Ways to Manage Secondhand Stress in the Family

If secondhand stress originating in your family is something you’ve been dealing with, it could be causing damage to your health and wellbeing without you even knowing it. Whether you’re getting caught in the middle of family feuds or you are left extinguishing fires, those negative vibes can latch on and get absorbed by your […]

How to Make the Most of the Holiday Season in Calgary

How to Make the Most of the Holiday Season in Calgary

‘Tis the season to indulge in too much sugar, spend time with family, and help those in need. With Christmas just around the corner, there’s so much happening in and around the city to help you embrace the magic of the season. This year, get out and make the most of the holiday season in […]

*The opinions expressed are those of the author and not necessarily those of Assante Financial Management Ltd.