RETIREMENT  PLANNING

Live comfortably for life.

THE FIRST STEP TO RETIREMENT IS DECIDING IF AND
WHEN YOU ARE READY

Retirement Income Analysis

an assessment of where you are today

One of the great goals in life is to ensure that we can live comfortably for the rest of our lives without ever having to worry about running out of money. Your wealth is the cumulative result of your hard work, discipline, and astute management, yet maintaining your wealth in retirement and ensuring your wealth remains intact for future generations can be as much of a challenge as achieving it.

The Retirement Income Analysis explores:

Do you have enough?
If not, what choices are available to solve the problem
If yes, what options will capitalize on the opportunities
Cash flow capability pre and post retirement
Tax efficiency of retirement income
Risk analysis
Pension choices

GET YOUR FREE RETIREMENT INCOME ANALYSIS

As a client of The Beacon Group of Assante Financial Management Ltd.,we implement The Lifetime Approach system which gives you a structured process on navigating retirement on your terms.  Creating a complete financial plan includes transitioning from earning to spending years and assesses the financial effect of challenges that occur in most families as they mature.

Everyone has a different vision for what their retirement will look like. That’s why there is no single retirement strategy that works for everyone. Your retirement planning is as unique as your retirement dreams.

The key is knowing how much you will need to save today in order to achieve your dreams for tomorrow.

 Between your RRSPs, company pension, proceeds of the sale of your business and Canada Pension Plan, you have many different sources of income when it comes to your retirement savings target.

 Deciding how to transition out of your group or work retirement plan into a self-managed pension is one of the biggest and probably stressful decisions you’ll ever make.

Before you choose, ask yourself, do you want a standard approach to your retirement plan or do you want a personalized approach? If so, our complete approach to wealth management may be just what you’re looking for. We take a personal and holistic look at your finances and create a plan that is detailed and specific to you.

When going from pay cheque to pension cheque, have a plan before you exit.

You may think you have saved enough money for your retirement, but when and how you take it out matters too – saving is just the start. Having a plan will make a significant difference on how long your money will last and will also keep you on track to ensure you are paying the lowest amount of taxes each year.

We are here to help you. We accomplish this by working closely with the other members of your team — your lawyer and accountant, for example. We implement The Lifetime Approach system to help anticipate and design effective transitions from nesting to resting. These all form part of unique processes within created to provide a simplified integrated approach towards achieving our select clientele’s wealth management goals.

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